. 2018 Sep 20;34(1):346–369. doi: 10.1002/hpm.2643

Table 4.

Willingness to pay of the general sample (binary probit regression and linear regression)

Independent Variables	Willing to Pay for Health Insurance (1 = Yes, 0 = No) Binary Probit Regression, N = 295				Exact Amount of Payment Stated in MMK (1000 MMK = 0.81 USD) Linear Regression, N = 295
Independent Variables	Coef.	SE	Margin	SE	Coef.	SE
Age	−0.004	0.007	−0.001	0.002	−18.867^**	7.577
Gender	−0.172	0.203	−0.047	0.055	−673.299^**	220.667
What is your primary occupation activity at present?	−0.042	0.199	−0.012	0.054	−308.801	218.504
What is your highest educational level?	−0.028	0.211	−0.008	0.058	218.625	224.829
What is your civil status at present?	0.138	0.210	0.038	0.057	−362.620	234.192
How would you rate your overall health status at present?	−0.295^*	0.152	−0.081^*	0.041	−14.890	154.017
How many adult persons (age 18 or higher) are there in your household?	0.001	0.022	0.000	0.005	−12.501	17.992
How many children (under the age 18) are there in your household?	0.052	0.095	0.014	0.026	120.886	96.972
Considering the income of all household members and all sources of income (eg, wages, social welfare, pensions, rents, fees, etc.), what is your average net monthly household income?	−0.002	0.003	−0.001	0.001	7.465^**	2.880
Which of the following is true regarding your current household income?	0.122	0.254	0.033	0.069	−485.429	276.141
Knowledge of health insurance	−0.312	0.200	−0.085	0.055	−303.446	161.178
Experience of health insurance	−0.068	0.547	−0.019	0.149	−486.965	522.607
Currently registered in any kind of health insurance	0.430	0.768	0.117	0.210	583.840	864.056
Having health insurance could prevent financial hardship if you get sick?	−0.076	0.167	−0.021	0.046	14.864	187.416
Return from health insurance is high when you get sick.	0.249	0.139	0.068	0.038	217.360	148.321
I do not expect to spend money for seeking health care this year because I am healthy.	0.212^*	0.087	0.058^*	0.024	161.248	92.597
Insurance benefits are higher than the cost of insurance and of giving user fees.	0.099	0.135	0.027	0.037	−131.852	136.403
I trust health insurance system.	0.584^**	0.137	0.160^**	0.038	537.611^**	152.088
I would prefer to pay at the time of illness instead of paying for insurance.	0.012	0.053	0.003	0.0144	3.948	17.362
Cons	−2.087	1.707	‐	‐	2315.974	1978.944
	LR χ² = 58.89 Prob > χ² = 0.000 Pseudo R ² = 0.184				Prob > F = 0.000 R‐squared = 0.182 Adj R‐squared = 0.126 Root MSE = 1662.7

P < 0.05;

^**

P < 0.01.