Table 4.

Discriminant validity – cross-loading criterion (bolded values represent the loadings of indicators on the assigned constructs).

	CSE	CI	E	PEU	PU	UP
CI1	0.651	0.862	0.64	0.613	0.6	0.587
CI2	0.614	0.88	0.585	0.553	0.577	0.491
CI3	0.574	0.849	0.606	0.515	0.504	0.476
CI4	0.56	0.838	0.498	0.505	0.515	0.512
CI5	0.587	0.793	0.554	0.466	0.471	0.5
CI6	0.548	0.844	0.571	0.49	0.522	0.512
CI7	0.535	0.783	0.499	0.533	0.53	0.506
CSE1	0.761	0.566	0.478	0.494	0.52	0.543
CSE2	0.742	0.499	0.435	0.418	0.418	0.504
CSE3	0.782	0.554	0.452	0.396	0.423	0.445
CSE4	0.768	0.443	0.364	0.425	0.44	0.47
CSE5	0.81	0.606	0.453	0.538	0.563	0.488
E1	0.44	0.537	0.809	0.575	0.58	0.529
E2	0.419	0.436	0.725	0.507	0.491	0.539
E3	0.536	0.606	0.845	0.553	0.568	0.512
E4	0.41	0.566	0.805	0.547	0.586	0.413
PEU1	0.475	0.464	0.529	0.825	0.581	0.602
PEU2	0.483	0.469	0.54	0.834	0.556	0.551
PEU3	0.434	0.502	0.53	0.8	0.584	0.603
PEU5	0.473	0.543	0.552	0.705	0.611	0.55
PU2	0.477	0.467	0.467	0.619	0.766	0.601
PU3	0.392	0.472	0.6	0.522	0.772	0.475
PU4	0.515	0.515	0.552	0.585	0.82	0.628
PU5	0.543	0.541	0.575	0.602	0.783	0.55
UP1	0.575	0.562	0.541	0.705	0.701	0.907
UP2	0.543	0.512	0.559	0.583	0.599	0.869
UP3	0.572	0.56	0.553	0.658	0.613	0.891