TABLE 5.
TTMS and SCPC/DCPC: Balance Sheets, October 2012
| TTMS | DCPC/SCPC | |
|---|---|---|
| Assets | 89,082 | 301,425 |
| Median | 146,053 | |
| Financial assets | 35,553 | 836 |
| (% of assets) | (40) | (0) |
| CURRENT ASSETS. | 35,321 | 836 |
| Cash | 35,332 | 836 |
| Currency | 30,874 | 836 |
| Government-backed currency | 30,874 | 836 |
| Bank accounts | 4,458 | |
| Other current assets | −11 | |
| Certificates of deposit | ||
| Net ROSCA position | −11 | |
| Accounts receivable | 0 | |
| Bonds | ||
| Mutual funds/hedge funds | ||
| Publicly traded equity | ||
| Life insurance | ||
| LONG-TERM INVESTMENTS. | 232 | |
| Retirement accounts | ||
| Annuities | ||
| Trusts/managed investment accounts | ||
| Other lending | 232 | |
| Tangible (physical) assets | 53,529 | 148,421 |
| (% of assets) | (60) | (49) |
| Business assets | 334 | |
| Agricultural assets | 1,243 | |
| Housing/household assets | 4,582 | 148,421 |
| Primary residence | 148,421 | |
| Inventories | 8,394 | |
| Livestock | 290 | |
| Other nonfinancial assets | 38,687 | |
| Unknown assets | 152,168 | |
| (% of assets) | (50) | |
| Liabilities | 5,317 | 120,689 |
| Median | 42,935 | |
| Revolving Debt | 5,306 | |
| (% of liabilities) | (4) | |
| Credit cards / charge cards | 5,306 | |
| Revolving store accounts | ||
| Non-revolving Debt | 5,317 | 115,383 |
| (% of liabilities) | (96) | |
| Housing | 67,278 | |
| Mortgages for primary residence | 67,278 | |
| Mortgages for investment real estate | ||
| HELOC/HEL | ||
| Loans for improvement | ||
| Accounts payable | 1,480 | |
| Loans on vehicles | ||
| Education loans | ||
| Business loans | ||
| Investment loans (e.g., margin loans) | ||
| Unsecured personal loans | ||
| Loans against pension plan | ||
| Payday loans / pawn shops | ||
| Other loans | 3,837 | 48,105 |
| Net worth (equity) | 83,765 | 180,736 |
| Cumulative net gifts received | ||
| Cumulative savings | 56,779 |
NOTES: Thai Baht converted to U.S. Dollars at a rate of 30.68 Baht per Dollar. Values are stocks as of the time of the survey, which for the CPC is between the beginning of September and the end of October. TTMS entries are at the household level. CPC entries are either at the household level or converted to a household level by multiplying consumer values by 2.045. A more detailed appendix and the Stata programs used to construct the tables are available at https://www.bostonfed.org/about-the-boston-fed/business-areas/consumer-payments-research-center.aspx.
SOURCES: Townsend Thai Monthly Survey (TTMS), Survey of Consumer Payment Choice (SCPC).