Table 3. Generalized estimation equation model for out-of-pocket payment.

Determinants	Coefficient	Std. Err	P>|z|	[95% Conf. Interval]
Year Observed	-319.95	160.37	0.046	-634.27	-5.64
Quarter	29.35	129.53	0.821	-224.53	283.23
Population(District)	0.00	0.00	-0.140	-0.01	0.01
No. CHPS Compounds	-167.58	66.08	0.011	-297.09	-38.07
No. Health Centers	-65.46	83.84	0.435	-229.78	98.86
Availability of District Hospital	-603.47	327.11	0.065	-1244.59	37.65
Insurance Claims	0.01	0.00	0.143	0.00	0.02
Constant	6000.26	946.15	<0.000	4145.84	7854.68