Table 4. Generalized estimation equation model for insurance claims.

Determinants	Coefficient	Std Err	P>|z|	[95% Conf. Interval]
Year Observed	12988.72	2567.70	<0.000	7956.12	18021.32
Quarter Observed	9524.33	2073.91	<0.000	5459.55	13589.11
Population(District)	0.32	0.06	<0.000	0.19	0.44
No. CHPS Compounds	-4524.30	1095.58	<0.000	-6671.59	-2377.01
No. Health Centers	7240.74	1306.53	<0.000	4679.99	9801.49
Availability of District Hospital	2361.91	5681.09	0.678	-8772.82	13496.64
Out-of-Pocket payments	2.11	1.44	0.143	-0.72	4.93
Constant	-16672.98	18378.74	0.364	-52694.65	19348.69