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. 2019 Aug 28;14(8):e0219731. doi: 10.1371/journal.pone.0219731

Table 1. Summary of the impact of health insurance on utilisation, financial protection, and health outcomes.

QUEENS* score and GRADE Utilisation (N = 40) Financial protection (N = 46) Health status (N = 12)
Positive effect No effect Negative effect Total Positive effect No effect Negative effect Total Positive effect No effect Negative effect Total
3 and Moderate 1 1 0 2 3 1 0 4 2 0 1 3
3 and Low 6 0 1 7 3 4 1 8 2 0 0 2
2 and Low 15 3 0 18 15 8 1 24 3 2 0 5
1 and Low 10 3 0 13 4 4 2 10 2 0 0 2
Total 32 7 1 40 25 17 4 46 9 2 1 12

* QUEENS score: 1 = high risk of bias; 2 = moderate risk; 3 = low risk; GRADE score: Low = low quality; Moderate = moderate quality; High = high quality

† Positive effect for financial protection means that health insurance decreases out-of-pocket health expenditure or reduces the event of catastrophic health expenditure