Table 3.

Frequency of codes and domains by reported debt level

	Debt < $10,000		Debt ≥ $10,000		p value
	n = 1085	% within debt category	n = 551	% within debt category
Top nine financial sacrifice domainsb
Cutbacks/significant budgeting	411	37.9	182	33.0	0.054
Health insurance/health care cost challenges	245	22.6	86	15.6	0.001
Impact on career/self-advancement	168	15.5	74	13.4	0.269
Reduction/depletion of assets	147	13.6	101	18.3	0.011
Inability to pay bills/pay for services	113	10.4	121	22.0	< 0.001
Burden on relationships/family	114	10.5	94	17.1	< 0.001
Impact on housing	87	8.0	113	20.5	< 0.001
Increase in debt or borrowing	86	7.9	89	16.2	< 0.001
Employment status	89	8.2	57	10.3	0.151
Total number of uniquely applied codesa
Applied 1–2 unique codes	853	78.6	360	65.3	< 0.001
Applied 3 or more unique codes	232	21.4	191	34.7	< 0.001

^aFrequencies and percentages based on the number of unique codes, for the 18 identified financial sacrifice domains, applied to each participant response. Only those participants who had non-missing information on the medical debt question were included in the analysis

^bFrequencies and percentages based on the number of the nine most commonly coded financial sacrifice domains

p value for Chi-square test