Table 11.

Estimated marginal effects on joint and marginal probabilities. Part B: initial conditions

Variables	p(h=1,w=1)	p(h=1)	p(w=1)
Age	$\underset{\left(0.0006\right)}{-0.0018^{\ast \ast \ast }}$	$\underset{\left(0.0006\right)}{0.0001}$	$\underset{\left(0.0108\right)}{-0.3955^{\ast \ast \ast }}$
Not French +	$\underset{\left(0.001\right)}{-0.0029^{\ast \ast \ast }}$	$\underset{\left(0.0013\right)}{-0.0038^{\ast \ast \ast }}$	$\underset{\left(0.0112\right)}{-0.0003}$
Gender(male)	$\underset{\left(0.0009\right)}{-0.0001}$	$\underset{\left(0.0012\right)}{-0.0005}$	$\underset{\left(0.0085\right)}{0.0419^{\ast \ast \ast }}$
Couple	$\underset{\left(0.0013\right)}{0.0002}$	$\underset{\left(0.0017\right)}{0.0008}$	$\underset{\left(0.0152\right)}{-0.0835^{\ast \ast \ast }}$
Number of children	$\underset{\left(0.6768\right)}{-0.0139}$	$\underset{\left(0.8238\right)}{-0.0174}$	$\underset{\left(0.0586\right)}{0.0524}$
No grade	$\underset{\left(0.0042\right)}{0.0054}$	$\underset{\left(0.0046\right)}{0.0054}$	$\underset{\left(0.0145\right)}{0.0836^{\ast \ast \ast }}$
College grade	$\underset{\left(0.0017\right)}{-0.0001}$	$\underset{\left(0.0022\right)}{0.0007}$	$\underset{\left(0.0161\right)}{-0.1132^{\ast \ast \ast }}$
High school grade	$\underset{\left(0.0016\right)}{-0.0006}$	$\underset{\left(0.002\right)}{-0.0007}$	$\underset{\left(0.0139\right)}{-0.0053}$
Undergraduate studies	$\underset{\left(0.0015\right)}{-0.0009}$	$\underset{\left(0.0019\right)}{-0.0009}$	$\underset{\left(0.0156\right)}{-0.0386^{\ast \ast }}$
Ref : Graduate studies	-	-	-
Medical density	$\underset{\left(0.0001\right)}{0.00002}$	$\underset{\left(0.0002\right)}{0.00003}$	−
Unemployment rate	$\underset{\left(0.0001\right)}{-0.0004^{\ast \ast \ast }}$	−	$\underset{\left(0.0024\right)}{-0.0838^{\ast \ast \ast }}$
Illness before prof. life	$\underset{\left(0.0002\right)}{0.0007^{\ast \ast \ast }}$	$\underset{\left(0.0002\right)}{0.0009^{\ast \ast \ast }}$	$\underset{\left(0.0011\right)}{-0.0016}$

Standard errors are in parenthesis; ***: Significant at 1% level; **: Significant at 5% level; *: Significant at 10% level. +: Refers to individual’s nationality; h : Illness with risk of death; w : work