Table 2.
Crude | Model 1 | Model 2 | Model 3 | |||||
---|---|---|---|---|---|---|---|---|
Demographics | Demographics and Socioeconomic Status |
Demographics, Socioeconomic Status and Life Transitions |
||||||
OR (95% CI) | P | OR (95% CI) | P | OR (95% CI) | P | OR (95% CI) | P | |
FI Transition | 0.033 | 0.024 | 0.032 | 0.048 | ||||
Not FI | Ref. | Ref. | Ref. | Ref. | ||||
Initially FI in 2012 | 0.8 (0.5, 1.4) | 0.9 (0.5, 1.5) | 0.9 (0.5, 1.4) | 0.8 (0.5, 1.4) | ||||
Became FI in 2014 | 2.0 (1.2, 3.4) | 2.1 (1.3, 3.5) | 2.1 (1.2, 3.5) | 2.0 (1.1, 3.4) | ||||
Remained FI in 2014 | 1.0 (0.6, 1.7) | 1.0 (0.6, 1.8) | 1.0 (0.6, 1.7) | 1.0 (0.6, 1.6) | ||||
Age, mean (95% CI) | -- | 1.0 (1.0, 1.0) | 0.12 | 1.0 (1.0, 1.0) | 0.14 | 1.0 (1.0, 1.0) | 0.25 | |
Gender | 0.25 | 0.24 | 0.19 | |||||
Male | Ref. | Ref. | Ref. | |||||
Female | -- | 1.2 (0.9, 1.7) | 1.2 (0.9, 1.7) | 1.2 (0.9, 1.7) | ||||
Race/ethnicity | 0.45 | 0.28 | 0.23 | |||||
Non-Hispanic White | Ref. | Ref. | Ref. | |||||
Non-Hispanic Black | -- | 1.0 (0.7, 1.6) | 1.1 (0.7, 1.7) | 1.0 (0.7, 1.7) | ||||
Other | -- | 1.3 (0.8, 2.1) | 1.4 (0.9, 2.3) | 1.5 (0.9, 2.4) | ||||
Marital status | 0.18 | 0.9 (0.5, 1.5) | 0.13 | 0.11 | ||||
Married | Ref. | Ref. | ||||||
Separated or divorced | -- | 0.7 (0.4, 1.0) | 0.6 (0.4, 1.0) | 0.6 (0.4, 0.9) | ||||
Widowed | -- | 0.7 (0.4, 1.2) | 0.7 (0.4, 1.2) | 0.7 (0.4, 1.2) | ||||
Single or never married | -- | 0.9 (0.5, 1.5) | 0.9 (0.5, 1.5) | 0.9 (0.5, 1.5) | ||||
Educational attainmentc | 0.09 | 0.07 | ||||||
< High school | Ref. | Ref. | ||||||
High school degree or above | -- | -- | 1.4 (0.9, 2.1) | 1.5 (1.0, 2.2) | ||||
Income-to-poverty ratio (IPR) | -- | -- | 1.0 (0.9, 1.0) | 0.20 | 1.0 (0.9, 1.0) | 0.18 | ||
Work status | 0.62 | 0.76 | ||||||
Do not work for income | Ref. | Ref. | ||||||
Work for income | -- | -- | 1.1 (0.8, 1.4) | 1.0 (0.8, 1.4) | ||||
Retirement status | 0.92 | 0.46 | ||||||
Not retired | Ref. | Ref. | ||||||
Partially or fully retired | -- | -- | 1.0 (0.7, 1.5) | 1.2 (0.8, 1.7) | ||||
Divorced or widowed in 2014 | 0.73 | |||||||
No | Ref. | |||||||
Yes | -- | -- | -- | 0.9 (0.5, 1.7) | ||||
IPR change in 2014 | -- | -- | -- | 1.0 (0.9, 1.0) | 0.44 | |||
Employment transition in 2014 | 0.020 | |||||||
No | Ref. | |||||||
Yes | -- | -- | -- | 1.6 (1.1, 2.4) | ||||
New health diagnosis in 2014 | 0.026 | |||||||
No | Ref. | |||||||
Yes | -- | -- | -- | 1.4 (1.0, 2.0) |
U.S. Health and Retirement Study
n = 2,197
Assessed during HRS enrollment wave