Table 3.

Discriminant validity. Diagonals represent the value of the average variance extracted, and off-diagonal elements are the squared correlations among construct.

Constructs	1	2	3	4	5	6
1. Care performance	0.95	—a	—	—	—	—
2. Computer self-efficacy	0.59	0.96	—	—	—	—
3. Exploitive use	0.80	0.74	0.97	—	—	—
4. Explorative use	0.64	0.60	0.79	0.95	—	—
5. Habit	0.61	0.86	0.74	0.65	0.94	—
6. Personal innovativeness with information technology	0.59	0.86	0.73	0.62	0.87	0.97

^aNot applicable.