Table 2.

Insurance companies.

Organization	Theme(s)	Technology overview
Oscar Health 2018 [72]	Rewards program	Uses an app that synchronizes with Apple Health for its step-tracking program. More than three-fourths (80%) of Oscar members who download the app use step tracking
United Healthcare 2018 [73]	Rewards program	Offers UnitedHealthcare Motion program where members can earn money toward out-of-pocket medical expenses by walking. The United Healthcare Motion app syncs with wearables using Qualcomm Life's 2net Platform to track steps
Humana 2018 [74]	Personalized patient experience and rewards program	Launched Go365, a wellness and rewards program for members in 2017. The program operates on a points system and incentivizes healthier behavior with personalized health assessments and rewards, such as fitness gear and electronic devices
John Hancock 2018 [75]	Rewards program	Offers Vitality Points for physical activity and health screenings, which can be used for gift cards and travel. Policyholders can save up to 15% on their life insurance by using internet-connected Fitbits