Table 3.
Reimbursement rate, proportion of CHE and QoL by related characteristics
| Characteristics | Reimbursement rate (%)* | CHE | QoL | |||||
| Outpatient | Inpatient | SPD | Total | Proportion (%) | P value | Mean | P value | |
| Total | 28.1 | 9.5 | 2.7 | 26.9 | 32.2 | 0.65 | ||
| Level of VI | ||||||||
| Moderate VI | 29.9 | 6.4 | 2.9 | 28.1 | 28.2 | 0.014 | 0.69 | 0.001 |
| Severe VI | 26.9 | 14.8 | 2.9 | 27.0 | 31.4 | 0.65 | ||
| Blind | 22.2 | 11.7 | 1.4 | 21.4 | 52.6 | 0.49 | ||
| Cause of VI | ||||||||
| Cataract | 29.5 | 4.3 | 2.3 | 26.7 | 17.5 | 0.010 | 0.76 | 0.000 |
| AMD | 26.9 | 7.6 | 0.6 | 23.9 | 51.4 | 0.72 | ||
| Vascular retinopathy | 24.8 | 9.4 | 1.7 | 25.2 | 37.0 | 0.67 | ||
| Glaucoma | 32.4 | 19.7 | 0.0 | 24.8 | 41.2 | 0.64 | ||
| Other eye diseases | 22.2 | 6.8 | 5.1 | 23.5 | 31.7 | 0.59 | ||
| Multiple ocular diseases | 31.7 | 15.5 | 3.2 | 32.1 | 35.4 | 0.56 | ||
| Current living place | ||||||||
| Urban | 30.9 | 15.0 | 5.9 | 33.5 | 26.2 | 0.000 | 0.67 | 0.450 |
| Rural | 27.9 | 9.2 | 2.5 | 26.5 | 47.6 | 0.62 | ||
| Medical insurance | ||||||||
| None | 0.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.008 | 0.64 | 0.003 |
| NCMS | 14.2 | 4.9 | 2.3 | 13.9 | 47.9 | 0.63 | ||
| URBMI | 24.2 | 6.9 | 4.3 | 21.6 | 25.0 | 0.81 | ||
| UEBMI | 35.7 | 11.3 | 2.1 | 33.5 | 30.9 | 0.63 | ||
| GMI | 38.5 | 14.5 | 2.6 | 38.0 | 16.7 | 0.66 | ||
| CMI | 26.8 | 15.4 | 7.1 | 31.4 | 21.4 | 0.49 | ||
| Economic status | ||||||||
| Lowest | 15.0 | 4.7 | 3.1 | 14.7 | 54.2 | 0.001 | 0.59 | 0.559 |
| Lower | 25.4 | 12.2 | 2.5 | 23.3 | 33.9 | 0.66 | ||
| Middle | 28.7 | 8.3 | 2.9 | 31.3 | 26.7 | 0.68 | ||
| Higher | 31.7 | 7.0 | 0.0 | 27.2 | 21.7 | 0.73 | ||
| Highest | 39.3 | 15.4 | 4.9 | 38.0 | 25.0 | 0.62 | ||
*Medical insurance reimbursement rate in our study was the percent of the whole year costs that is covered by insurance.
AMD, age-related macular degeneration; CHE, catastrophic healthcare expenditure; CMI, commercial medical insurance; GMI, government medical insurance; NCMS, new cooperative medical scheme; QoL, quality of life; SPD, self-purchased drug cost; UEBMI, urban employee basic medical insurance; URBMI, urban resident basic medical insurance; VI, visual impairment.