TABLE 2.

Respondents’ knowledge of National Health Insurance Scheme (n=487).

Knowledge of NHIS	Correct response
	Frequency	Percentage
The NHIS is based on the concept of social health insurance	252	51.8
The NHIS aims to ensure that every Nigerian has access to good health care services	348	71.7
The NHIS does not provide maternity care for up to five (5) live births for every insured person	35	7.2
The NHIS implementation is in phases, starting with employees in the formal sector (public and private)	250	51.3
The NHIS makes provision for vulnerable groups	73	15.0
A contribution made by the insured person entitles him or herself, spouse and four (4) children under the age 18 years	241	49.5
The total monthly contribution by both the formal sector employee and employer is not 20% of his or her wages	54	11.1
The employee is to pay 5% of his or her wages	66	13.6
Health Maintenance Organisations are the financial managers of NHIS	124	25.5
Capitation is the sum of money paid monthly by the HMOs to healthcare providers on behalf of a contributor whether or not services are rendered by the healthcare provider	111	22.8
An insured person pays 10% of the actual cost of drugs	72	14.9

NHIS, National Health Insurance Scheme, HMOs, health maintenance organisations.