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. 2019 Sep 4;11(1):2018. doi: 10.4102/phcfm.v11i1.2018

TABLE 6.

Factors affecting utilisation of National Health Insurance Scheme among respondents (n = 487).

Variables Registration with NHIS
p
Yes, n = 60 No, n = 427
Age (years) 0.0007
Mean ±s.d. 39.6 ± 12.3 33.5 ± 11.9
Sex 0.369
Male 20 204
 Frequency (%) 40.0 46.7
Female 35 233
 Frequency (%) 58.3 53.3
Religion 0.435*
Christian 34 285
 Frequency (%) 68.0 65.2
Muslim 14() 143
 Frequency (%) 28.0 32.7
Others 2 9
 Frequency (%) 4.0 2.1
Marital status 0.016*
Single 13 171
 Frequency (%) 26.0 39.1
Married 37 239
 Frequency (%) 74.0 54.7
Divorced/separated/widow 0 27
 Frequency (%) 0.0 6.2
Highest level of education 0.483*
No formal education 0 15
 Frequency (%) 0.0 3.4
Primary 1 19
 Frequency (%) 2.0 4.3
Secondary 15 151
 Frequency (%) 30.0 34.6
Tertiary 34 252
 Frequency (%) 68.0 57.7
Employment status 0.001*
Civil servant 20 139
 Frequency (%) 40.0 31.8
Private sector 16 88
 Frequency (%) 32.0 20.1
Self-employed 1 133
 Frequency (%) 2.0 30.4
Student 11 43
 Frequency (%) 22.0 9.8
Unemployed 2 34
 Frequency (%) 4.0 7.9