Table 3.

Linear Regression Models Predicting MOS Short Form-36 (SF-36) Scores from Saving Inventory-Revised (SI-R) Scores, Controlling for Depression, Anxiety, Stress Scale (DASS) Scores

Physical functioning	B	SE B	β	t	R2	ΔR2
Step 1
Depression	−0.69	0.55	−0.21	−1.26
Anxiety	−0.04	0.51	0.01	0.09
Stress	−0.65	0.54	−0.24	−1.20	0.27	0.27**
Step 2
SI-R Total	−0.09	0.12	−0.11	−0.76	0.28	0.01
Social functioning	B	SE B	β	t	R2	ΔR2
Step 1
Depression	−1.09	0.59	−0.27	−1.84
Anxiety	0.22	0.54	0.05	0.41
Stress	−0.73	0.58	−0.22	−1.26	0.40	0.40**
Step 2
SI-R Total	−0.35	0.12	−0.33	−2.84*	0.46	0.06*
Emotional well-being	B	SE B	β	t	R2	ΔR2
Step 1
Depression	−0.85	0.33	−0.29	−2.60*
Anxiety	−0.26	0.30	−0.09	−0.88
Stress	−0.45	0.32	−0.18	−1.40	0.60	0.60**
Step 2
SI-R Total	−0.31	0.07	−0.40	−4.58**	0.69	0.09**
Role limitations due to physical health	B	SE B	β	t	R2	ΔR2
Step 1
Depression	−1.43	0.80	−0.27	−1.80
Anxiety	0.91	0.73	0.17	1.24
Stress	−1.43	0.78	−0.33	−1.83	0.38	0.38**
Step 2
SI-R Total	−0.36	0.16	−0.26	−2.17*	0.41	0.04*
Role limitations due to emotional problems	B	SE B	β	t	R2	ΔR2
Step 1
Depression	−1.90	0.65	−0.36	−2.92*
Anxiety	−0.39	0.60	0.07	0.65
Stress	−0.90	0.64	−0.21	−1.40	0.53	0.53**
Step 2
SI-R Total	−0.53	0.14	−0.39	−3.93**	0.61	0.08**
Vitality	B	SE B	β	t	R2	ΔR2
Step 1
Depression	−0.54	0.39	−0.18	−1.37
Anxiety	0.46	0.36	0.15	1.29
Stress	−0.37	0.38	−0.14	−0.96	0.36	0.36**
Step 2
SI-R Total	−0.50	0.08	−0.63	−6.15	0.58	0.22**
Pain	B	SE B	β	t	R2	ΔR2
Step 1
Depression	−0.25	0.60	−0.07	−0.41
Anxiety	−0.39	0.55	−0.11	−0.70
Stress	−0.26	0.59	−0.09	−0.44	0.18	0.18*
Step 2
SI-R Total	−0.24	0.12	−0.27	−1.93	0.22	0.04
General health	B	SE B	β	t	R2	ΔR2
Step 1
Depression	−0.06	0.54	−0.02	−0.12
Anxiety	−0.47	−0.50	−0.13	−0.94
Stress	−0.02	0.54	−0.01	−0.04	0.25	0.25**
Step 2
SI-R Total	−0.52	0.11	−0.55	−4.61**	0.42	0.17**

^*p < .05

^**p < .001.