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. 2019 Oct 22;14(10):e0223961. doi: 10.1371/journal.pone.0223961

Table 2. Financial security as reported by female sex workers in India, 2015–2017.

Round-1 Round-2 Change from R1 to R2
Indicators %(n) %(n) AORs 95% CI
Other income besides sex work^ 53.2 (1109) 70.6 (1471) 2.15 (1.85–2.50) ***
Having a savings account in bank/post-office 70.1 (1462) 84.0 (1751) 2.07 (1.74–2.44) ***
Invested in saving schemes 32.7 (681) 61.0 (1271) 3.25 (2.82–3.74) ***
Invested in insurance 13.2 (275) 44.0 (917) 6.74 (5.60–8.11) ***
Loan from formal sources 4.3 (89) 5.8 (121) 1.21 (0.89–1.64)
Financial security Index 49.0 (1042) 81.7 (1704) 5.04 (4.28–5.93) ***

Note: CI: Confidence Interval; AOR: Adjusted Odds Ratio; AORs are adjusted for age, education, marital status, typology, living arrangements; AORs are derived from multilevel logistic regression models at CO and individual level;

*** indicate significance at 1%.

^Other income besides sex work: FSWs who have reported other income besides sex work have the following sources/jobs/works engaged besides sex work. Other jobs/works: Daily Labor, House maid, Petty shop/vendor, Private salaried job, Government salaried job, Massage parlor, Others—Specify (tailoring, agricultural work and factory work etc.)