Table 2.
Healthcare-related borrowing practices of sampled households in Cambodia (2016)
| Total households (N = 4996) |
|||
|---|---|---|---|
| Households borrowing for healthcare | Households borrowing with interest (distress financing) | Households borrowing without interest | |
| % (n) | % (n) | % (n) | |
| Mode of borrowing for healthcare | |||
| Specifically to pay for health care | 22.5 (1123) | 11.1 (555) | 11.7 (568) |
| For other purposes, but partially used to pay for healthcare cost | 5.6 (280) | 4.3 (216) | 1.3 (64) |
| Type of healthcare services that the loan was used for | |||
| Outpatient care in the past month | 50.6 (710) | 46.7 (360) | 55.5 (350) |
| Inpatient care in the past 12 months | 45.8 (642) | 49.2 (379) | 41.7 (263) |
| Preventive care in the past 12 months | 3.6 (50) | 4.2 (32) | 2.9 (18) |
| Amount of loan (in US$) borrowed by households | |||
| Median (IQR) | 125 (50-300) | 200 (100-500) | 75 (30-200) |
| <100 | 37.6 (526) | 24.6 (189) | 53.4 (337) |
| 101–200 | 21.1 (296) | 21.1 (162) | 21.2 (134) |
| 201–400 | 18.5 (259) | 22.5 (173) | 13.6 (86) |
| ≥400 | 22.8 (319) | 31.9 (245) | 11.7 (74) |
| Period to pay off the total (of household borrowing with interest) | |||
| Median (in months) | __ | 8 | __ |
| <6 months | __ | 41.7 (249) | __ |
| 6–12 months | __ | 11.7 (70) | __ |
| ≥12 months | __ | 46.6 (278) | __ |
| Current status of loan (of household borrowing) | |||
| Still owed | 78.0 (1094) | 84.6 (652) | 69.9 (442) |
| Already paid off | 21.3 (299) | 14.4 (111) | 29.8 (188) |
| Missing | 0.7 (10) | 1.0 (8) | 0.3 (2) |