Table 1.

Linear effects of ${\eta }^{\mu }$ and ${\eta }^{\sigma }$ for MCS in the Gamma model, with standard errors in parentheses.

	Male				Female
	${\mathit{\eta }}^{\mathit{\mu }}$		${\mathit{\eta }}^{\mathit{\sigma }}$		${\mathit{\eta }}^{\mathit{\mu }}$		${\mathit{\eta }}^{\mathit{\sigma }}$
const.	1.771 ***	(0.045)	−1.003 ***	(0.172)	1.944 ***	(0.043)	−0.994 ***	(0.158)
MAR2	0.018 *	(0.008)	0.115 ***	(0.028)	0.031 ***	(0.006)	0.075 ***	(0.022)
MAR3	0.007	(0.006)	0.052 *	(0.025)	0.021 ***	(0.006)	0.042 .	(0.022)
MAR4	0.043 **	(0.014)	0.036	(0.048)	0.025 **	(0.009)	0.028	(0.03)
GER	−0.019 **	(0.007)	−0.028	(0.027)	−0.032 ***	(0.006)	−0.035	(0.025)
UNEMPLOYED	−0.026 **	(0.010)	−0.048	(0.034)	−0.027 **	(0.009)	−0.094 **	(0.029)
EDUC2	−0.007	(0.007)	−0.046 .	(0.027)	−0.020 ***	(0.006)	−0.038 .	(0.021)
EDUC3	−0.004	(0.009)	−0.052	(0.032)	−0.002	(0.008)	−0.006	(0.028)
EDUC4	−0.008	(0.008)	−0.101 ***	(0.031)	−0.016 *	(0.007)	−0.056 *	(0.026)
CITY	0.014 ***	(0.004)	0.012	(0.016)	0.005	(0.004)	−0.013	(0.015)
EAST	0.008 .	(0.005)	−0.036 .	(0.019)	0.003	(0.005)	0.001	(0.017)
AGE	0.003 ***	(0.001)	0.005	(0.003)	0.001	(0.001)	0.001	(0.003)
AGESQ	0.000 ***	(0.000)	0.000	(0.000)	0.000 **	(0.000)	0.000	(0.000)
LOGINC	−0.021 ***	(0.004)	−0.083 ***	(0.017)	−0.029 ***	(0.004)	−0.070 ***	(0.015)

Notes. ***, **, * and . refer to significance levels with $p\le 0.001$, $p\le 0.01$, $p\le 0.05$ and $p\le 0.1$ obtained from t-tests with $H_0:{\beta }_j^{\theta }=0$ and $H_1:{\beta }_j^{\theta }\ne 0$.