Figure 1. Mean Rates of Out-of-Network Care Among Individuals in the Top 25th Percentile of Total Health Care Spending.

Out-of-network care rates are weighted using sample weights to represent the national employer-sponsored insurance population. Rates were calculated conditional on individuals who incurred inpatient or outpatient care. The differences between behavioral conditions and congestive heart failure are statistically significant at the 95% CI for both inpatient and outpatient out-of-network care. The differences between behavioral conditions and diabetes are statistically significant at the 95% CI, for both inpatient and outpatient out-of-network care. The 95% CIs (error bars) were narrow because of the large sample sizes in our analyses.