Table 1.
Total | PH | LSA | |
---|---|---|---|
Total survey respondents, N = 174 | |||
All | 174 | 74 | 100 |
Gender (female) | 158 | 74 | 84 |
Age (years) | |||
Under 40 | 61 | 38 | 23 |
40–60 | 95 | 32 | 63 |
Over 60 | 18 | 4 | 14 |
Genetic risk variant | |||
MLH1 | 25 | – | 25 |
MSH2 | 27 | – | 27 |
MSH6 | 16 | – | 16 |
PMS2 | 12 | – | 12 |
Other/unsure | 22 | 2 | 20 |
BRCA1 | 41 | 41 | – |
BRCA2 | 31 | 31 | – |
Willing to discuss experiences by phone | 71 | 45 | 26 |
Difficulty accessing life insurance product | 29 | 7 | 22 |
Took part in follow-up interview | 4 | 2 | 2 |
Reported difficulty accessing insurance, N = 64 | |||
All | 64 | 18 | 46 |
Type (multiple possible per respondent) | |||
Life insurance products Total | 49 | 12 | 37 |
Life insurance | 39 | 9 | 30 |
Income protection insurance | 31 | 6 | 25 |
Disability insurance | 20 | 5 | 15 |
Mortgage insurance | 11 | 1 | 10 |
Travel insurance | 8 | 8 | – |
Personal history of cancer | 32 | 10 | 22 |
No personal history of cancer, in high-risk surveillance and/or had preventive surgerya | 32 | 8 | 24 |
Appealed insurer’s decision | 6 | 2 | 4 |
Did not report appealing insurer’s decision | 58 | 16 | 42 |
Did not know appeal was an option | – | – | 21 |
Other/did not answer question | – | 21 | |
Did not report difficulty accessing insurance, N = 110 | |||
All | 110 | 56 | 54 |
Obtained life insurance at standard rates after genetic testing | 10 | 3 | 7 |
Obtained travel insurance at standard rates after genetic testing | 13 | 13 | – |
Already had insurance prior to testing | 61 | 30 | 31 |
Did not attempt to obtain insurance/did not answer the question | 39 | 24 | 15 |
Dashed fields (–) indicate questions not asked or not relevant
aPossible breaches of the industry code and Disability Discrimination Act 1992 (Cth)