Table 4.

Independent determinants for CBHI enrollment decisions among households in Northwest, Ethiopia, October 2016

Characteristics	COR (95% CI)	AOR (95% CI)
Occupation
Farmer	0.55(0.16–1.87)	0.58(0.08–3.95)
Merchant	0.14(0.03–0.61)*	0.07(0.09–0.60) *
Others	1.00	1.00
History of illness
No	1.00	1.00
Yes	2.22(1.34–3.68)*	3.24(1.68–6.24)*
Trust in the scheme
No	1.00	1.00
Yes	3.81(2.25–6.46)*	4.79 (2.4–9.55) *
Perceived affordability of membership contribution
Expensive	1.00	1.00
Medium	2.95(1.77–4.92*)	2.30(1.23–4.26) *
Low	1.78(0.80–3.93)	1.42(0.54–3.75)
Family size
< 3	1.00	1.00
[3–4]	1.84(0.79–4.25)	1.56(0.55–4.38)
[4–6]	2.89(1.66–5.04)*	2.26(1.04–4.89) *
> 6	3.22(1.59–6.50)*	2.21(0.86–5.71)
Marital status
Single	1.00	1.00
Married	1.95(1.01–3.78)*	6(1.43–10.18) *
Divorced & Widowed	4.23(0.96–18.65)	0.77(0.28–2.14)

*significant at 0.05