Table 4.
Logistic regression on the incidence of CHE (at a non-food expenditure threshold of 40%).
| Variables | Incidence of CHE | ||
|---|---|---|---|
| OR | SD | 95% CI | |
| Marital Status of Household Head (Ref: Single, Widowed, Divorced or Other) | 0.948 | 0.102 | (0.768,1.170) |
| Education Status of Household Head (Ref: Less than Lower Secondary) | |||
| Upper Secondary Vocational Training | 0.831 | 0.092 | (0.669,1.032) |
| Tertiary | 0.723 * | 0.121 | (0.521,1.003) |
| Employment Status of Household Head (Ref: Employed) | |||
| Retired | 1.107 | 0.126 | (0.886,1.383) |
| Unemployed | 1.068 | 0.121 | (0.856,1.333) |
| Registered Type of Household Head (Ref: Urban) | 0.775 | 0.077 | (0.638,1.103) |
| Household Members>65 Years Old (Ref: None) | 1.138 | 0.126 | (0.916,1.414) |
| Household Size | 0.933 * | 0.035 | (0.867,1.004) |
| Household Income Level (Ref: ≤¥30,000) | |||
| ¥30,000–50,000 | 0.315 *** | 0.036 | (0.252,0.395) |
| ¥50,000–78,500 | 0.254*** | 0.034 | (0.196,0.330) |
| ¥78,500–100,000 | 0.186 *** | 0.025 | (0.142,0.243) |
| >¥100,000 | 0.091 *** | 0.015 | (0.065,0.127) |
| Household Members with ≥2 Chronic Illness (Ref: None) | 2.040 *** | 0.194 | (1.694,2.458) |
| Outpatient Utilization of Household Members (Ref: None) | 1.421 *** | 0.151 | (1.154,1.750) |
| Inpatient Utilization of Household Members (Ref: None) | 1.736 ** | 0.393 | (1.114,2.704) |
| Household CII Status (Ref: No One Has CII) | 0.760 * | 0.109 | (0.574,1.006) |
| Number of Household Members Having CII | 1.026 | 0.051 | (0.930,1.132) |
| Outpatient Service in High-Level Hospital (Ref: None) | 1.270 * | 0.172 | (0.973,1.656) |
| Inpatient Service in High-Level Hospital (Ref: None) | 2.111 *** | 0.496 | (1.332,3.344) |
| Household Members >65 Years Old × Number of Household Members Having CII (Ref: Number Of Members Having CII in A Household without Members over 65) | 1.077 * | 0.048 | (0.986,1.175) |
Note: * significant at 10%, ** significant at 5%, *** significant at 1%. CHE, catastrophic health expenditure; CI, confidence interval; CII, critical illness insurance; OR, odds ratio; SD, standard deviation.