Table 5.
Multiple linear regression on the intensity of CHE (at a non-food expenditure threshold of 40%).
| Variables | Intensity of CHE | ||
|---|---|---|---|
| Coefficient | SD | 95% CI | |
| Marital Status of Household Head (Ref: Single, Widowed, Divorced, or Other) | 0.046 *** | 0.006 | (0.034,0.058) |
| Education Status of Household Head (Ref: Less than Lower Secondary) | |||
| Upper Secondary Vocational Training | 0.011 * | 0.006 | (−0.001,0.023) |
| Tertiary | 0.009 | 0.008 | (−0.007,0.025) |
| Employment Status of Household Head (Ref: Employed) | |||
| Retired | 0.019 *** | 0.006 | (0.007,0.032) |
| Unemployed | 0.034 *** | 0.007 | (0.021,0.047) |
| Registered Type of Household Head (Ref: Urban) | 0.009 * | 0.005 | (−0.001,0.020) |
| Household Members >65 Years Old (Ref: None) | 0.045 *** | 0.006 | (0.033,0.058) |
| Household Size | 0.005 ** | 0.002 | (0.001,0.009) |
| Household Income Level (Ref: ≤¥30,000) | |||
| ¥30,000–50,000 | −0.052 *** | 0.007 | (−0.065,0.039) |
| ¥50,000–78,500 | −0.068 *** | 0.008 | (−0.083,−0.053) |
| ¥78,500–100,000 | −0.080 *** | 0.007 | (−0.095,−0.066) |
| >¥100,000 | −0.107 *** | 0.008 | (−0.124,−0.091) |
| Household Members with ≥2 Chronic Illness (Ref: None) | 0.041 *** | 0.006 | (0.030,0.052) |
| Outpatient Utilization of Household Member (Ref: None) | 0.019 *** | 0.006 | (0.006,0.031) |
| Inpatient Utilization of Household Member (Ref: None) | 0.049 *** | 0.014 | (0.022,0.077) |
| Household CII Status (Ref: No One Has CII) | 0.025 *** | 0.008 | (0.010,0.041) |
| Number of Household Members Having CII | −0.005 ** | 0.003 | (−0.010,−0.000) |
| Outpatient Service in High-Level Hospital (Ref: None) | 0.003 | 0.008 | (−0.012,0.019) |
| Inpatient Service in High-Level Hospital (Ref: None) | 0.025 * | 0.014 | (−0.003,0.054) |
| Household Members >65 Years Old × Number of Household Members Having CII (Ref: Number of Members Having CII In A Household without Members Over 65) | −0.006 ** | 0.003 | (−0.011,−0.001) |
Note: * significant at 10%, ** significant at5%, *** significant at 1%. CHE, catastrophic health expenditure; CI, confidence interval; CII, critical illness insurance; SD, standard deviation.