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. 2020 Feb 25;13:141–153. doi: 10.2147/RMHP.S215836

Table 3.

Effect of CBHI and the Associated Factors on Utilization of Outpatient Health Care Services in Yirgalem Town of Southern Ethiopia, February 2017

Explanatory Variables Utilized OP Health-Care Services Un-Adjusted Adjusted
No (n=32) Yes (n=114) OR 90% CI OR (95% CI)
Household Characteristics
 CBHI Scheme Membership
  Non-member 26 (27.7) 68 (72.3) 1 1
  Member 6 (11.5) 46 (88.5) 2.931 1.306–6.579** 2.871 1.039–7.929**
 Monthly Income in Eth Birr
  <800.00 18 (32.7) 37 (67.3) 1 1
  800.00–1200.00 12 (20.0) 48 (80.0) 1.946 0.956–3.961 1.616 0.627–4.166
  ≥1200.00 2 (6.5) 29 (93.5) 7.054 1.938–25.679** 5.376 1.050–27.532**
 Family Size (Number of Individuals)
  <4 13 (19.4) 54 (80.6) 1
  4–6 11 (26.2) 31 (73.8) 0.678 0.31–1.464
  ≥6 8 (21.6) 29 (78.4) 0.873 0.380–2.002
Household Head Individual Characteristics
 Age in Completed Years
  21–40 13 (20.6) 50 (79.4) 1
  40–60 9 (18.4) 40 (81.6) 1.556 0.552–2.556
  ≥60 10 (29.4) 24 (70.6) 0.624 0.279–1.394
 Gender
  Female 12 (22.2) 42 (77.8) 1
  Male 20 (21.7) 72 (78.3) 1.029 0.521–2.031
 Current Marital Status
  Not in marriage 11 (20.0) 44 (80.0) 1
  Married 21 (23.1) 70 (76.9) 0.833 0.418–1.660
 Educational Status
  No formal education 12 (25.5) 35 (74.5) 1
  Primary level education 10 (21.7) 36 (78.3) 1.234 0.552–2.761
  Junior secondary level education 8 (20.5) 31 (79.5) 1.329 0.566–3.119
  Higher secondary education and above 2 (14.3) 12 (85.7) 2.057 0.522–8.108
 Occupation
  Not working for money 7 (21.2) 26 (78.8) 1 1
  Work for someone else 11 (42.3) 15 (57.7) 0.367 0.141–0.956* 0.293 0.088–0.974**
  Family farm- based agriculture 2 (16.7) 10 (83.3) 1.346 0.315–5.761 1.087 0.181–6.459
  Small scale trading or family business 12 (16.0) 63 (84.0) 1.413 0.591–3.378 0.834 0.266–2.614

Notes: *p-value < 0.01, **p-value < 0.05; percentage in parentheses.