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. 2019 Jul 9;60(3):460–471. doi: 10.1093/geront/gnz079

Table 3.

Estimated Changes in Cognitive Function for Different Retirement Pathways Relative to Continuous Full-Time Work by Complexity Level

Work/retirement group N Change in cognitive function score
(POM)
Difference relative to
full-time work
(ATE)
% Difference relative to full- time work Difference relative to
partial retirement
(ATE)
% Difference relative to partial retirement Difference relative to
return to work
(ATE)
% Difference relative to return Difference relative to
full retirement
(ATE)
% Difference relative to full retirement 95% CI 95% CI
Low complexity Continuous full-time worker 316 −0.31 1.84 *** 86% less 2.04 *** 87% less 1.31 *** 81% less −0.72 0.1
0.21 0.50 0.44 0.30
Partially retire 47 −2.15 −1.85 *** 592% more 0.20 NS −0.52 NS −3.04 −1.25
0.46 0.50 0.59 0.50
Retire/ return to work 53 −2.35 −2.04 *** 657% more −0.20 NS −0.73 + −3.10 −1.60
0.38 0.44 0.59 0.44
Fully retire 447 −1.6 −1.31 *** 423% more 0.52 NS 0.73 + −2.03 −1.21
0.21 0.30 0.50 0.44
Moderate complexity Continuous full-time worker 278 −0.53 0.65 + 0.74 + 0.20 NS −0.90 −0.16
0.19 0.35 0.39 0.27
Partially retire 87 −1.18 −0.65 + −1.40 ** 649% more −0.45 NS −1.76 −0.60
0.30 0.35 0.45 0.35
Retire/ return to work 80 0.22 0.74 + 1.40 ** 118% less 0.95 * 129% less −0.45 0.88
0.34 0.39 0.45 0.39
Fully retire 451 −0.73 −0.20 NS 0.45 NS −0.95 * 440% more −1.11 −0.35
0.19 0.27 0.35 0.39
High complexity Continuous full-time worker 146 −0.66 −0.14 NS −1.09 ** 253% more 0.04 NS −1.13 −0.19
0.24 0.47 0.35 0.42
Partially retire 48 −0.52 0.14 NS −0.96 * 221% more 0.18 NS −1.31 −0.03
0.40 0.47 0.47 0.53
Retire/ return to work 52 0.43 1.09 ** 152% less 0.96 * 182% less 1.13 ** 162% less −0.05 0.91
0.25 0.35 0.47 0.42
Fully retire 290 −0.70 −0.04 NS −0.18 NS −1.13 ** 262% more −1.37 −0.03
0.34 0.42 0.53 0.42

Note: “Change in Cognitive function” is the potential outcome mean (POM) calculations for each group and the “Difference Relative to ...” are the estimated average treatment effects (ATE) for retirement treatment groups relative to the associated control group. Statistical significance indicates significant differences relative to the control group (i.e., continuous full-time workers). All calculations use inverse probability weighted regression adjustment. The variables used in the propensity models and the outcome models are given in Table 1.

***p < .001; **p < .01; *p < .05.