Table 3.

Reliability measures

Constructs	Cronbach's alpha	CR	AVE
Privacy Concern	0.896	0.873	0.581
Trust	0.738	0.807	0.583
Perceived utility	0.838	0.875	0.500
Perceived ease of use	0.853	0.867	0.521
Behavioural intention	0.744	0.790	0.558