Table 7.

SEM Results

Hypothesis	Influencing variable	Influenced variable	Path Coefficient	t-statistics	Significance
H1a	PU	BI	0.40	5.64	Significant
H1b	PEOU	PU	0.15	2.16	Significant
H1c	PEOU	BI	0.04	0.60	Not Significant
H2a	T	BI	0.20	2.85	Significant
H2b	T	PU	0.21	2.16	Significant
H2c	T	PEOU	0.03	0.53	Not Significant
H3a	PCON	BI	−0.28	3.48	Significant
H3b	PCON	PU	−0.61	8.37	Significant
H3c	PCON	PEOU	−0.18	2.27	Significant