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. 2020 May 18;15(5):e0233359. doi: 10.1371/journal.pone.0233359

Table 1. Mapping of CSFI indicators with the Building Wealth and Health Network’s (The Network) survey questions.

Domain CSFI Indicators The Network Survey Questions
Spend Spend less than you earn
Pay bills on time and in full
- Over the past month, would you say your family's spending on living expenses was less than its total income? (Yes = 0, No = 1)
- Over the last 2 months, have you paid a late fee on a loan or bill? (Yes = 0, No = 1)
- In the last three months, has the utility company shut off your utilities for not paying bills? (Yes = 0, No = 1)
- In the last 3 months were there any days that the home was not heated or cooled because you couldn't pay the bills? (Yes = 0, No = 1)
Save Have sufficient living expenses in liquid savings
Have sufficient long-term savings or assets
- Do you have a savings account? (Yes = 0, No = 1)
- Do you have a checking account? (Yes = 0, No = 1)
Borrow Have a sustainable debt load
Have a prime credit score
-Within the last three months, I repaid the money I owed on time. (Yes = 0, No = 1)
-Do you owe anyone money? (please include banks, friends, family, payday lenders, etc) (Yes = 0, No = 1)
Plan Have appropriate insurance
Plan ahead for expenses
-Do you currently have at least one financial goal? (Yes = 0, No = 1)
-Do you currently have a personal budget, spending plan or financial plan? (Yes = 0, No = 1)
-Do you currently have an automatic deposit or electronic transfer set up to put money away for a future use? (Yes = 0, No = 1)