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. 2020 May 18;15(5):e0233359. doi: 10.1371/journal.pone.0233359

Table 4. Associations between physical and mental health outcomes and financial health domains (N = 373)*.

Presence of Significant Depressive Symptomsa Fair/Poor Physical Healthb
AOR (95% CI) AOR (95% CI)
Spend 1.08 (0.68–1.70) 1.04 (0.69–1.57)
Save 0.73 (0.39–1.36) 0.94 (0.52–1.71)
Borrow 2.16 (1.21–3.87) 1.83 (1.05–3.20)
Plan 0.42 (0.21–0.83) 0.46 (0.24–0.87)

* Results are presented as adjusted odds ratios (AOR) with 95% confidence intervals in parentheses. Bolded results are statistically significant (p<0.05).

a. AOR represents the odds of depression associated with a unit increase in scores for each financial health domain (spend, save, borrow, or plan), adjusting for included age, race/ethnicity, educational attainment, employment, marital status, food insecurity, energy insecurity and housing insecurity.

b. AOR represents the odds of fair/poor physical health (vs. good/excellent health) associated with a unit increase in scores for each financial health domain (spend, save, borrow, or plan), adjusting for included age, race/ethnicity, educational attainment, employment, marital status, food insecurity, energy insecurity and housing insecurity.