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. 2020 Jun 2;15(6):e0234028. doi: 10.1371/journal.pone.0234028

Table 4. Multivariable analysis result on factors associated with enrollment in community based health insurance in Boricha district, 2019 (n = 632).

Variables Enrollment status COR(95%CI) AOR(95% CI)
Yes No
Educational status
Can read and write 13(16%) 128(23.2%) 0.842(0.430,1.650) 0.983(0.452,2.139)
Primary 22(27.2%) 98(17.8%) 1.862(1.0339,3.337) 1.882(0.920,3.851)
Secondary and above 12(14.8%) 43(7.8%) 2.315(1.113,4.813)* 2.749(1.142,6.618)*
Illiterates 34(42%) 282(51.2%) 1 1
Family size of household
≤5 members 77(95.1%) 472(85.7%) 3.222(1.147,9.052)* 4.16(1.337,12.944)*
>5 members 4(4.9%) 79(14.3%) 1 1
Time to reach nearby health facility
30–60 minutes 18(22.2%) 237(43.1%) 0.343(0.184,0.641)* 0.480(0.229,1.005)
≥60 minutes 34(42%) 182(33.2%) 0.844(0.490,1.434) 0.995(0.521,1.899)
<30 minutes 29(35%) 131(23.8) 1 1
Having information about CBHI
No 3(3.7%) 144(26.1%) 0.109(0.034,0.350)* 0.086(0.026,0.288)*
Yes 78(96.3%) 407(73.9%) 1 1
Shortage of money
Yes 12(14.8%) 157(28.5%) 0.436(0.230,0.828)* 0.769(0.344,1.721)
No 69(85.2%) 394(71.5%) 1 1
Inconvenience of premium collecting time
Yes 9(11.1%) 156(28.3%) 0.317(0.154,0.648)* 0.433(0.196,0.958)*
No 72(88.9%) 395(71.7%) 1 1
No trust on scheme management
Yes 14(17.3%) 221(40.1%) 0.312(0.171,0.569)** 0.272(0.140,0.528)**
No 67(82.7%) 330(59.9%) 1 1
Waiting service card for long time
Yes 3(3.7%) 85(15.4%) 0.211(0.065,0.684)* 0.350>(0.100,1.21)
No 78(96.3) 466(84.6%) 1 1
Drug availability in facility
Insufficient available 53 (65.4%) 433 (78.6%) 0.516 (0.313.0.851)* 0.717 (0.376, 1.366)
sufficient available 35 (43.2%) 118 (21.4%) 1 1
Satisfaction on services
Dissatisfied 43(53.1%) 412(74.8%) 0.382(0.237,0.615)** 0.303(0.171,0.537)**
Satisfied 38(46.9%) 139(25.2%) 1 1
Chronic illness in the family
No 14 (17.3%) 221 (40.1%) 0.298 (0.175,0.507)** 0.259 (0.137, 0.488)**
Yes 67 (82.7%) 330 (59.9%) 1 1