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. Author manuscript; available in PMC: 2021 Feb 1.
Published in final edited form as: J Appl Gerontol. 2019 Dec 11;40(2):121–131. doi: 10.1177/0733464819892847

Table 2b.

Associations of Disadvantages and Health with Retirement Age

Model IV
b (SE)
t Model V
b (SE)
t Model VI
b (SE)
t
Time 1.540 (0.14) 10.96 *** 1.550 (0.14) 11.43 *** 1.533 (0.14) 10.75 ***
Cohort (ref=HRS/AHEAD/CODA)
 War babies −5.769 (0.40) −14.44 *** −5.758 (0.40) −14.53 *** −5.760 (0.40) −14.46 ***
 Early Baby Boomers −10.177 (0.46) −21.91 *** −10.208 (0.45) −22.63 *** −10.160 (0.45) −22.53 ***
Race (ref=White)
 Black/African American −0.017 (0.40) −0.04 −0.158 (0.40) −0.40 −0.116 (0.39) −0.30
 Hispanic/Latinx 0.096 (0.40) 0.24 −0.057 (0.41) −0.14 −0.022 (0.41) −0.05
Female (ref) −1.360 (0.19) −7.03 *** −1.291 (0.20) −6.30 *** −1.327 (0.20) −6.49 ***
Education (years) 0.017 (0.05) 0.34 0.035 (0.05) 0.71 0.024 (0.05) 0.50
Marital status (ref=married) −0.977 (0.32) −3.09 ** −0.929 (0.31) −2.99 ** −0.942 (0.31) −3.06 **
Household income 0.004 (0.16) 0.02 0.011 (0.16) 0.07 0.021 (0.16) 0.13
Household assets 0.003 (0.01) 0.28 0.002 (0.01) 0.18 0.003 (0.01) 0.28
Health insurance plans −0.395 (0.23) −1.70 −0.312 (0.23) −1.38 −0.305 (0.22) −1.40
Depressive symptoms −0.229 (0.06) −3.75 *** −0.256 (0.07) −3.93 *** −0.251 (0.06) −4.19 ***
Social incohesion −0.315 (0.12) −2.63 *
Work discrimination1
 Less than once a year /a few times a year −0.913 (0.31) −2.92 **
 A few times a month / once a week /almost everyday −0.575 (0.36) −1.61
Everyday discrimination1
 Less than once a year / a few times a year −0.571 (0.36) −1.60
 A few times a month / at least once a week / almost everyday −0.818 (0.44) −1.87

Notes:

***

=p<.001

**

=p<.01

*

=p<.05;

1

=reference group is ‘Never experienced’