Table 4.

Total and Gender Stratified Estimates (age and education adjusted) of effects of financial hardship on mean GAD scores according to the accumulation hypothesis (95% CI). Total (n = 18,718), Men (n = 7,246) and women (n = 11,472). The BBC Stress Test.

	Total	Male	Female
Adjusted	(95% CI)	(95% CI)	(95% CI)
Never experienced financial hardship (0)	Reference	Reference	Reference
Financial hardship in either Childhood or Adulthood (1)	0.67 (0.52 0.81)	0.60 (0.35 0.84)	0.65 (0.47 0.83)
Always experienced financial hardship (2)	1.65 (1.34 1.97)	1.48 (0.90 2.06)	1.63 (1.25 2.00)
Observations	18,718	7,246	11,472

*All estimates presented are statistically significant at p < 0.01.