TABLE 4.

Estimate of the model.

Parameter	Estimate	Std. error	Standardized coefficients	df	t	p-value	95% Confidence interval
							Lower bound	Upper bound
Intercept	178.965	0.857		12284.473	208.923	0.000	177.286	180.644
INSE	0.183	0.006	0.008	101075.116	30.730	0.000	0.171	0.194
SB11	19.004	0.076	0.805	102755.959	248.995	0.000	18.855	19.154
ACC (Yes)	0.615	0.128	0.026	92445.597	4.788	0.000	0.363	0.867
MOD (Campus)	1.096	0.443	0.051	90417.070	2.476	0.013	0.228	1.963
MOD (Distance)	−3.367	0.467	−0.142	93135.065	−7.206	0.000	−4.283	−2.451
MOD (Virtual)
AGE	−1.435	0.022	−0.060	103210.555	−64.283	0.000	−1.478	−1.391
HOM (Temporary)	−1.379	0.122	−0.057	103216.223	−11.301	0.000	−1.618	−1.140
HEA (Yes)	−0.953	0.168	−0.040	103088.883	−5.683	0.000	−1.282	−0.624
CIT (Different)	−0.709	0.115	−0.029	102981.272	−6.178	0.000	−0.934	−0.484
SCHO (yes)	1.164	0.130	0.049	103226.560	8.970	0.000	0.910	1.418
LOAN (yes)	−0.295	0.106	−0.013	103090.693	−2.781	0.005	−0.502	−0.087
OWN (yes)	−0.206	0.110	−0.007	103206.366	−1.879	0.060	−0.421	0.009
WORK (yes)	−0.937	0.116	−0.038	103134.686	−8.072	0.000	−1.165	−0.710

N = 103,342; ICC = 0.084.