Table 1.

Table with main results from LR and SVM tested for the second phase of the model.

loan default prediction results
model	α	recall train	AUC test	recall test (macro/default/paid)
LR	10−2	$64.3\text{\%}$	$69\text{\%}$	$63.7\text{\%}/63.8\text{\%}/63.6\text{\%}$
SVM	10−2	—	$64.3\text{\%}$	$62.2\text{\%}/58.7\text{\%}/65.6\text{\%}$