Table 3.
Results of discriminant validity
| Construct | Mean | SD. | PPA | PSB | PPC | PT | PCB | PUS | PL | PB | PR | INT |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PPA | 3.48 | 0.99 | 0.842 | |||||||||
| PSB | 3.19 | 1.03 | 0.499 | 0.833 | ||||||||
| PPC | 3.41 | 1.10 | 0.437 | 0.439 | 0.875 | |||||||
| PMT | 3.14 | 0.98 | −0.328 | −0.177 | −0.127 | 0.866 | ||||||
| PCB | 3.62 | 1.08 | 0.377 | 0.403 | 0.320 | −0.168 | 0.859 | |||||
| PUS | 3.67 | 1.04 | 0.437 | 0.438 | 0.446 | −0.160 | 0.459 | 0.878 | ||||
| PL | 3.69 | 1.06 | 0.455 | 0.396 | 0.399 | −0.235 | 0.555 | 0.526 | 0.861 | |||
| PB | 3.76 | 1.03 | −0.186 | − 0.137 | − 0.048 | 0.495 | − 0.045 | 0.049 | − 0.045 | 0.839 | ||
| PR | 3.49 | 0.96 | 0.451 | 0.464 | 0.515 | −0.478 | 0.596 | 0.522 | 0.553 | −0.272 | 0.818 | |
| INT | 3.33 | 1.08 | −0.338 | −0.192 | − 0.158 | 0.453 | − 0.214 | −0.156 | − 0.220 | 0.610 | − 0.338 | 0.870 |
Table legend: PPA Perceived Performance Anxiety, PSB Perceived Social Biases, PPC Perceived Privacy Concerns, PMT Perceived Mistrust in AI Mechanisms, PCB Perceived Communication Barriers, PUS Perceived Unregulated Standards, PL Perceived Liability Issues, PB Perceived Benefits, PR Perceived Risks, INT Intention to Use AI-based Tools