Mean/Proportion	Standard Deviation
Logged CES-D scale (age 50)	1.180	.921
Average unsecured debt (1985–2008), 2013 $	4,212.00	6,653.00
Debt trajectory groups
Constant no/low debt (referent)	.168
Low to stable mid debt	.177
Cycling debt (high-low-high)	.137
High to low debt	.194
Mid to low debt	.117
Constant high debt	.209
Average debt-to-income ratio (1985–2008)	.148	.902
Debt-to-income trajectory groups
Constant no/low debt (referent)	.186
Low-mid-low debt	.139
Low to high debt	.113
High to low debt	.272
Mid to low debt	.173
Constant high debt	.117
Early adulthood characteristics
Race
White (referent)	.630
Black	.312
Other race	.058
Sex (male = 1; female = 0)	.486
Age at first debt measurement (1985)	23.63	2.227
Marital status (1990)
Married	.517
Never married (referent)	.339
Divorced/separated/widowed	.144
Educational attainment (1990)
Four-year college degree+	.214
Some college	.217
High school degree or less (referent)	.569
Logged CES-D scale (1992)	1.342	.828
Early life health limitations (by 1985; 1 = yes)	.172
Number of debilitating health spells (1986–2008)	1.29	2.54
Number of unemployment spells (1986–2008)	.446	.971

Note. N = 7,694. CES-D = Center for Epidemiologic Studies Depression Scale.