Table 2.
Health care utilization among insured individuals
| Quintile | URBMI | NRCMI | ||||
|---|---|---|---|---|---|---|
| Total hospitalization expenses (CNY) | Hospitalization expense reimbursement (CNY) | Medical insurance applicability | Total hospitalization expenses (CNY) | Hospitalization expense reimbursement (CNY) | Medical insurance applicability | |
| Poorest | 14,188.38 | 6005.48 | 0.63 | 10,335.58 | 4613.19 | 0.59 |
| (15,231.84) | (5710.46) | (0.48) | (23,549.75) | (9336.36) | (0.49) | |
| 2nd | 14,618.51 | 5625.16 | 0.67 | 11,467.72 | 4570.25 | 0.60 |
| (17,658.92) | (9493.36) | (0.47) | (19,925.77) | (14,682.43) | (0.49) | |
| 3rd | 15,301.49 | 7320.51 | 0.70 | 12,303.68 | 4617.85 | 0.60 |
| (20,622.77) | (10,958.06) | (0.46) | (25,200.23) | (9347.92) | (0.49) | |
| 4th | 15,659.26 | 9869.67 | 0.72 | 12,583.4 | 5836.23 | 0.60 |
| (34,028.64) | (18,342.27) | (0.45) | (21,770.66) | (12,320.78) | (0.49) | |
| Richest | 22,722.83 | 15,899.01 | 0.81 | 12,637.06 | 6598.45 | 0.62 |
| (45,446.14) | (35,098.55) | (0.40) | (18,804.46) | (14,800.75) | (0.49) | |
| P value (between the poorest group and the richest group) | *** | *** | *** | *** | *** | *** |
Note: numbers in parentheses are standard deviations; ***, **, and * indicate significance levels of 1, 5, and 10%, respectively; the T-test method is used to test the health care utilization of the richest and poorest groups. According to National Bureau of Statistics of China, average exchange rate of CNY against USD in 2016 is 6.6423