Table 4.
Negative binomial count model with number of visits as the dependent variable.
| Variable | Parameter Estimate | Std. Error | p-Value |
|---|---|---|---|
| Intercept | 0.5984 | 0.1503 | <0.0001 *** |
| Insured | −0.1055 | 0.0904 | 0.2434 |
| Wellness | 0.1790 | 0.0853 | 0.0359 ** |
| Purebred | 0.0700 | 0.0636 | 0.2717 |
| Dog’s age | −0.0371 | 0.0109 | 0.0007 *** |
| Fixed | 0.0175 | 0.0656 | 0.7895 |
| Large breed | 0.0674 | 0.0775 | 0.3851 |
| Male owner | −0.0885 | 0.0686 | 0.1972 |
| Owner unemployed | 0.0185 | 0.0924 | 0.8412 |
| Expenditures on other * | 0.0002 | 0.0000 | <0.0001 *** |
| Owner age | −0.0013 | 0.0023 | 0.5761 |
| High school education | −0.2379 | 0.0895 | 0.0079 *** |
| Income > $55,000 | 0.0576 | 0.0677 | 0.3947 |
| Sleep in bedroom | 0.1869 | 0.0691 | 0.0068 *** |
| $1000 bill causes financial stress | 0.1123 | 0.0643 | 0.0806 |
| Major illness in the past | 0.1653 | 0.0730 | 0.0235 ** |
| Perceived likelihood of major illness in the next year | 0.0048 | 0.0013 | 0.0004 *** |
| Dispersion | 0.1628 | 0.0304 |
* This includes pet food, toys, and all other non-health care related expenditures. *** and ** indicate significance at the 1% and 5% levels, respectively.