Table 3.

Summary results for the reflective constructs of the measurement model.

Construct	Items	Loading	Cronbach's Alpha	Composite Reliability	Average Variance Extracted
Actual behavior	AB1	0.909	0.703	0.869	0.768
	AB2	0.843
Attitude	AT1	0.860	0.864	0.917	0.786
	AT2	0.907
	AT3	0.892
Facilitating condition	FC1	0.801	0.865	0.907	0.709
	FC2	0.786
	FC3	0.884
	FC4	0.892
Intention to use	IT1	0.875	0.706	0.872	0.773
	IT3	0.883
Knowledge & skills	KS1	0.883	0.872	0.912	0.721
	KS2	0.897
	KS3	0.783
	KS4	0.829
Self-efficacy	SE1	0.920	0.735	0.881	0.788
	SE2	0.854
Subjective norm	SN1	0.844	0.870	0.911	0.720
	SN2	0.881
	SN3	0.807
	SN4	0.860