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. 2020 Sep 4;15(9):e0238100. doi: 10.1371/journal.pone.0238100

Table 3. Stratified estimates of insurance instability and year-over-year changes in use of emergency departments and office visits, United States, 2013–2014.

Outcome Percentage point change (95% confidence interval)
Insurance type (2014)
Private Public
ED visits (change in visits)
    Continuously insured
    Short-term uninsured 0.07 (-0.02, 0.16) 0.09 (-0.13, 0.30)
    Long-term uninsured 0.03 (-0.03, 0.09) 0.24** (0.07, 0.41)
Office visits (change in visits)
    Continuously insured
    Short-term uninsured -0.31 (-1.00, 0.38) -0.44 (-2.42, 1.55)
    Long-term uninsured 0.06 (-0.34, 0.47) 1.94 (-0.26, 4.14)
Substitution (percentage point change in predicted probability)
    > ED visits, > office visits
        Continuously insured
        Short-term uninsured -0.5 (-4.7, 3.7) 1.0 (-8.3, 10.2)
        Long-term uninsured -0.7 (-3.1, 1.7) 2.9 (-1.9, 7.7)
    ≤ ED visits, > office visits
        Continuously insured
        Short-term uninsured -3.3 (-11.3, 4.8) 0.6 (-12.8, 14.0)
        Long-term uninsured -1.6 (-8.0, 4.8) 2.4 (-6.1, 11.0)
    > ED visits, ≤ office visits
        Continuously insured
        Short-term uninsured 2.8 (-1.6, 7.3) 4.6 (-2.5, 11.8)
        Long-term uninsured -0.8 (-3.2, 1.5) 3.6 (-1.0, 8.2)
    ≤ ED visits, ≤ office visits
        Continuously insured
        Short-term uninsured 1.0 (-7.8, 9.7) -6.2 (-20.1, 7.6)
        Long-term uninsured 3.1 (-4.0, 10.2) -8.9* (-17.6, -0.2)

* p<0.05

** p<0.01

The model for those with private insurance also includes the number of Marketplace insurers in the state, and state average benchmark premium in 2014. The model for those with public insurance also includes state Medicaid expansion status. These controls are in addition to the individual- and county-level characteristics shown in Table 1.

N = 6,371.