Table 2. Characteristics of current university students according to the types of student financial support.

		University students
		(n = 979)
		Types of student financial support
		None		Student loans		Scholarships		Both types
		(n = 548, 59.3%)		(n = 325, 35.2%)		(n = 28, 3.0%)		(n = 23, 2.5%)
		n	(%)	n	(%)	n	(%)	n	(%)
Source of student loans	Japan Student Services Organization	—		302	92.9	—		21	91.3
	Others	—		23	7.1	—		2	8.7
Covariates
Age, years	20–24	515	94.0	309	95.1	25	89.3	17	73.9
	25–29	26	4.7	14	4.3	3	10.7	6	26.1
	30–34	7	1.3	2	0.6	0	0.0	0	0.0
Sex	Women	331	60.4	184	56.6	17	60.7	10	43.5
	Men	217	39.6	141	43.4	11	39.3	13	56.5
Educational attainment	Four-year university	448	81.8	266	81.8	17	60.7	10	43.5
	Six-year university	40	7.3	9	2.8	4	14.3	4	17.4
	Master’s or doctorate’s degrees	60	10.9	50	15.4	7	25.0	9	39.1
Sources of the enrolled university	Public	178	36.5	97	35.3	6	28.6	3	21.4
	Private	310	63.5	178	64.7	15	71.4	11	78.6
Father’s educational attainment	Less than university	148	29.2	154	52.7	4	16.0	8	36.4
	University and higher	358	70.8	138	47.3	21	84.0	14	63.6
Mother’s educational attainment	Less than university	324	62.7	243	79.4	15	57.7	17	73.9
	University and higher	193	37.3	63	20.6	11	42.3	6	26.1
Current parents’ annual household income (million yen)	High (≥6.0)	158	50.8	80	40.8	8	50.0	2	11.1
	Middle (3.0 to 6.0)	71	22.8	66	33.7	4	25.0	8	44.4
	Low (>0 to 3.0)	68	21.9	49	25.0	4	25.0	8	44.4
	None (0)	14	4.5	1	0.5	0	0.0	0	0.0
Dependent variable
Severe psychological distress, K6 score ≥13	Having severe psychological distress	59	10.8	32	9.8	2	7.1	3	13.0
Psychological distress (K6 score; mean and standard deviation)		5.6	5.5	5.3	5.1	5.4	4.9	6.1	7.0