Table 4.

Distribution of awareness on CBHI, willingness to join CBHI and ability to pay for CBHI in Oromia Region, 2018, Ethiopia

Variables		Frequency	Percentage
Ever heard about CBHI	Yes	619	74.6
	No	211	25.4
Know the benefits package of CBHI	Yes	473	57
	No	237	28.6
Benefits package of CBHI	Drugs	320	38.6
	Surgery except for cosmetic Surgery	67	8.1
	Inpatient stay	89	10.7
	Laboratory Tests	43	5.2
	Others	8	1.0
Heard CBHI from	Radio	219	26.4
	HEW	29	3.5
	TV	289	34.8
	Neighbor	37	4.5
	Leader of HAD	42	5.1
	Others	2	.2
	Missing	212	25.5
Variables		Frequency	Percent
Willing to	Yes	716	86.3
uptake CBHI	No	114	13.7
Reason to uptake CBHI	It provides free access to medical care	243	33.9
	To help others	68	9.5
	For security and peace of mind in times of ill- Health	259	36.2
	Facing health problem	15	2.1
	Frequently unable to cover medical care cost at the time of ill-health	117	16.3
	Other	14	2.0
Reason for not join the scheme	not have enough money to pay	50	46.3
	Do not need health insurance	34	31.5
	Other	24	22.2
Willing to pay for CBHI	Yes	688	96.2
	No	28	3.8
Can pay 500ETB/year	Yes	415	58.0
	No	301	42.0
Pay the initial bid as annual premium/HH for CBHI	Yes	404	64.2
	No	225	35.8
Pay if the premium is double	Yes	165	27.9
	No	426	72.1
Pay if the premium is halved	Yes	362	74.2
	No	126	25.8
Max. pay/year as a premium	< 500	397	47.3
	500–1000	114	13.6
	> 1000	66	7.9
The reason the HH not willing to pay for the scheme	Doubt the management of the fund	10	15.6
	Because of lack of money	30	46.9
	Out-of-pocket payment is better than CBHI scheme	17	26.6
	Others	7	10.9
Frequency want to pay the yearly premium	Annual flat rate	230	32.5
	Bi-annual flat-rate	278	39.3
	Quarterly a year flat-rate	144	20.3
	Monthly	46	6.5
	Others	10	1.4