Table 5.
Risk factors for the willingness of CBHI uptake in survey data in urban towns in Oromia region, 2018, Ethiopia
| Variables | Willingness to join CBHI | Crude OR (95% CI) | Adjusted OR (95% CI) | |
|---|---|---|---|---|
| Yes (%) | No (%) | |||
| Age of the respondents | ||||
| 15–24 | 19 | 6 | 1 | 1 |
| 25–34 | 180 | 41 | 1.39 (0.52,3.69) | 0.40 (0.70, 2.28) |
| 35–44 | 274 | 41 | 2.11 (0.70,5.59) | 0.52 (0.09, 2.99) |
| 45–54 | 157 | 11 | 4.51 (1.50,13.58)** | 1.04 (0.17, 6.49) |
| > 54 | 86 | 15 | 1.81 (0.62,5.27) | 0.38 (0.06, 2.39) |
| Educational status | ||||
| Can’t read and Write | 33 | 10 | 1 | 1 |
| Can read and write | 63 | 6 | 3.18 (1.06, 9.52) | 3.84 (1.23, 12.01)* |
| Grade 1–8 | 184 | 20 | 2.79 (1.20, 6.49) | 2.90 (1.16, 7.30)* |
| Grade 9–12 | 236 | 54 | 1.26 (0.58, 2.70) | 1.38 (0.58, 3.33) |
| Certificate/diploma | 161 | 17 | 2.87 (1.21, 6.82) | 3.38 (1.27, 8.98)** |
| 1st degree and above | 39 | 4 | 2.96 (0.85, 10.30) | 2.79 (0.17, 10.87) |
| Family size | ||||
| < 3 | 238 | 58 | 1 | 1 |
| 3–6 | 410 | 45 | 2,22 (1.46, 3.38) | 1.95 (1.21, 3.15)** |
| > 6 | 68 | 11 | 1.51 (0.75, 3.03) | 1.21 (0.55, 2.68) |
| Getting money to pay for health care | ||||
| Very difficult | 164 | 33 | 0.23 (0.10, 0.55) | 0.18 (0.07, 0.49)*** |
| Difficult | 132 | 29 | 0.25 (0.12, 0.59) | 0.17 (0.06, 0.46)*** |
| Not difficult | 137 | 7 | 1 | 1 |
| Time to reach nearest health facility | ||||
| < 10mins | 217 | 45 | 0.69 (0.40, 1.18) | 0.37 (0.17, 0.80)** |
| 10-20 min | 305 | 48 | 0.52 (0.30, 0.91) | 0.25 (0.11, 0.58)*** |
| > 20mins | 194 | 21 | 1 | 1 |
| Able to raise 200ETB during emergency | ||||
| Yes | 394 | 43 | 2.02 (1.35, 3.03)** | 1.06 (0.58, 1.97) |
| No | 322 | 71 | 1 | 1 |
| Know the benefits package of CBHI | ||||
| Yes | 426 | 47 | 2.49 (1.61, 3.83)** | 2.78 (0.61, 10.77) |
| No | 186 | 51 | 1 | 1 |
| can pay 500ETB as annual premium | ||||
| Yes | 400 | 4 | 21.62 (7.62, 61.32)* | 1.08 (0.47, 17.56) |
| No | 185 | 40 | 1 | 1 |
NB: * = significant, *p < 0.05, **p < 0.01 and ***p < 0.001