Table 1.

Socio-demographic characteristics of the participants (n = 281).

Characteristic	Mean (SD)	n (%)
Age (years)	21.69 (±6.39)
Gender
Male		82 (29.2%)
Female		167 (59.4%)
Other		6 (2.1%)
Race/Ethnicity
White or Caucasian American		163 (58.0%)
Black or African American		32 (11.4%)
Asian American		18 (6.4%)
American Indian		2 (0.7%)
Hispanic American		24 (8.5%)
Other		15 (5.3%)
Education
Some schooling but not completed high school		1 (0.4%)
Completed high school or GED		27 (9.6%)
Some college		206 (73.3%)
Completed college/graduate degree		19 (6.8%)
Postgraduate degree		2 (0.7%)
Work Status
Yes		160 (56.9%)
No		94 (33.5%)
Current Financial Situation
I do not have enough money to pay my bills each month		44 (15.7%)
I have enough money to pay my bills		141 (50.2%)
I have enough money to pay my bills and some left over		64 (22.8%)
Current situation (If you were to receive an unexpected $500 medical bill, would you…)
Be able to pay the bill with no problem		73 (26.0%)
Be able to pay the bill on a monthly basis		114 (40.6%)
Not be able to pay the bill		65 (23.1%)

Note: The characteristic categories are bolded for clarity. Due to missing data, the percentage of participants in each category of sociodemographic characteristics do not sum to 100%.