Table 1.

Uniformed stream including four types of data flows.

Category	Elements	Description
Funding flow	Source	Where the funding originates from
	Amount	The credit amount approved in this case
	Mode	The financing mode used in this case
	Receiver	The cooperation, which receives this funding
	Collateral	The collateral used in this case.
	Loan Interest	The interest rate used in this case.
Logistic	Carrier ID	The actual carrier undertakes the shipment
	IoT Garments	IoT garments (e.g., GPS, RFID, etc.) in the shipment
	Shipment	Records the routines, tools, traces, fee, etc.
	Vehicle ID	The identifier of the vehicle in an order, which is always associated with IoT garments.
	Shipper	The owner of the cargo in a shipment.
Document flow	Contract	The contracts associated with this information flow
	Initiator	The sender, who initiates the conversation.
	Receiver	The receiver, who will receive the information
	Type	The type of the information flow
	Participants	The interested parties get involved in this information flow
	Descriptions	The full content of this information flow
Business flow	Status	The current status of this business case
	Collateral	The collateral used in this case
	Dealer	The dealer, which submits this order
	Order	The specification of the order
	Financing	The financing information used in this order