Table 3.

20 Covariates in the long-term deposit data. For categorical covariates, the number within the parentheses indicates the number of categories.

Covariate name	Type
Type of job	Categorical (12)
Marital status	Categorical (4)
Education	Categorical (8)
Default or not	Categorical (3)
Housing loan or not	Categorical (3)
Contact communication type	Categorical (2)
Last contact month of year	Categorical (12)
Last contact day of the week	Categorical (5)
Outcome of the previous campaign	Categorical (3)
Age	Continuous
Last contact duration	Continuous
Number of contacts	Continuous
Number of days from a previous campaign	Continuous
Number of contacts before this campaign	Continuous
Employment variation rate	Continuous
Consumer price index	Continuous
Consumer confidence index	Continuous
Euribor 3 month rate	Continuous
Number of employees	Continuous