Table 5.

Markov transition probability matrix of the period from 2003 to 2009.

Cells in	Expected to transit to
	Class 1	Class 2	Class 3
Class 1	0.7122	0.2115	0.0763
Class 2	0.2010	0.5977	0.2012
Class 3	0.2362	0.0376	0.7262