Table 2.

Results of the direct effects.

Hypothesis #	Path	Standardized estimate (β)	95% CI	P value
H1	PPSa→PEb	.39	0.32 to 0.46	<.001
H2	PPS→BIc	.23	0.17 to 0.29	<.001
H7	EEd→PE	.25	0.18 to 0.32	<.001
H8	EE→BI	.15	0.10 to 0.21	<.001
H13	SIe→PE	.13	0.04 to 0.22	<.001
H17	FCsf→PE	.13	0.06 to 0.20	<.001
H18	FCs→BI	.05	−0.003 to 0.10	.08
H19	FCs→UBg	.25	0.20 to 0.30	<.001
H26	PE→BI	.57	0.51 to 0.64	<.001
H28	BI→UB	.53	0.47 to 0.58	<.001

^aPPS: perceived privacy and security.

^bPE: performance expectancy.

^cBI: behavioral intention.

^dEE: effort expectancy.

^eSI: social influence.

^fFC: facilitating condition.

^gUB: use behavior.