Table 20.

Results of the moderating effect of internet access on indirect paths.

Hypothesis #	Hypothesized path	Internet access		No internet access		P value for chi-square difference test
		Standardized estimate (β)	P value	Standardized estimate (β)	P value
H6	PPSa→PEb→BIc	.25	<.001	.02	.72	.001
H12	EEd→PE→BI	.10	.02	.15	<.001	.03
H16	SIe→PE→BI	.08	<.001	.03	.42	.06
H24	FCsf→PE→BI	.07	.004	.09	.04	.54

^aPPS: perceived privacy and security.

^bPE: performance expectancy.

^cBI: behavioral intention.

^dEE: effort expectancy.

^eSI: social influence.

^fFC: facilitating condition.