Table 3.

Results of the mediating effects.

Hypothesis #	Indirect effect	Standardized estimate (β)	95% CI	P value
H3	PPSa→PEb→BIc	.22	0.18-0.28	<.001
H9	EEd→PE→BI	.15	0.10-0.19	<.001
H14	SIe→PE→BI	.09	0.04-0.14	<.001
H20	FCsf→PE→BI	.07	0.03-0.11	.002

^aPPS: perceived privacy and security.

^bPE: performance expectancy.

^cBI: behavioral intention.

^dEE: effort expectancy.

^eSI: social influence.

^fFC: facilitating condition.